JDH Financial Solutions hold contracts with several South African registered medical schemes and GAP cover providers. The aim is to provide you with independent advice that is focused on meeting your unique medical needs.
This Scheme is self-administered, which may imply that more of your money goes towards your benefits and less towards the cost of administration. They offer member’s the choice to have access to any hospital, or for a discounted price, members can also choose to use their network options. Their range of options include hospital plans, saving plans, traditional plans and a hybrid of traditional and saving plans. They offer tailor made solutions because they understand that each client has unique needs.
This Scheme has been around for nearly 40 years with more than 730,000 beneficiaries being covered. This makes Bonitas the 2nd largest open medical scheme in South Africa. They do not believe in one-size-fits-all. Their wide range of benefit options therefore give you the opportunity to find a medical solution that will suite your needs. They offer a good mix of options ranging from an income-based option, to a hospital plan, saving plans and comprehensive options with either a new generation or traditional product design.
This Scheme offers the widest range of medical aid plans available in the market, catering for your specific healthcare and financial needs. Discovery was the first medical scheme to introduce a Medical Savings Account to pay for out-of-hospital treatment. Their benefit structure is therefore known as a “new generation” benefit design. Members can choose from various hospital plans, saving plans or comprehensive plans. Discovery also offers a choice of benefits paid at 100% or 200% of the Discovery Health rate.
This Scheme aimed to revolutionise the Healthcare industry with the introduction of their 2019 product range. Their product design offers you the option to choose your own level of out-of-hospital cover with the unique Fedhealth Vault initiative. You can also choose to enjoy access to any hospital, a broad network of hospitals (called GRID) or a restrictive network of hospitals (called ELECT). Your choice of hospitals will allow you to get up to 25% discount on your monthly contributions.
This Scheme, although small, have successfully managed to balance the benefits they provide versus the contributions they levy. They have been rated as one of the best value-for-money medical scheme benefit options in South Africa
In the GTC Healthcare Consulting 2018’s Medical Aid Survey. They have also had the lowest contribution increase of all open schemes for 7 consecutive years. All Genesis members, irrespective their chosen benefit option, enjoy rich basic, as well as some enhanced dentistry benefits. This benefit is also available on their hospital plans.
This Scheme has more than 114 years’ experience and covers more than 200 000 lives. Members have access to a mix of traditional and new generation (savings based out-of-hospital benefits) options. MediHelp offers several Efficiency Discounted Options (EDO). These options restrict access to a network of hospitals. The use of EDO options result in reduced contributions without losing out on important medical aid benefits.
This Scheme is operative since 1968, making them one of the older medical schemes in South Africa. Medshield’s focus is primarily on options that offer a traditional benefit design. This benefit design generally provides for higher out-of-hospital cover when compared to a new generation saving options. These plans are therefore ideal for individuals who require a greater level of out-of-hospital care.
This Scheme is currently the 3rd largest open medical schemes in South Africa. Momentum understands that everyone’s healthcare needs are unique, that’s why they offer flexible, tailor-made medical cover. Momentum allows you to have control over your monthly contribution by offering provider choice and access to a voluntary savings benefit. This unique provider choice pricing structure enables you to make use of a range of associated service providers and save up to 30% on your monthly contributions.
This Scheme offers exclusive membership for professionals who have obtained a minimum of a four-year degree or equivalent from a technical university. You will have access to a comprehensive range of medical aid options with various discount options for individuals who are willing to restrict their access to a network of private hospitals. Reduced rates are also available to eligible students.
Follow the link to see the Medical Scheme Legislation