Your treating specialist may charge substantially more than the medical scheme’s tariff when you are admitted into a hospital. You are also faced with various procedure specific co-payments or deductibles and your medical scheme makes use of sub-limits on certain benefits to limit their financial exposure.

A suitable GAP product will help you take care of these short payments, thereby reducing your exposure to having to pay large amounts of money when you are hospitalised. We believe that GAP cover should become part of every person’s healthcare insurance portfolio.

We aim to match your medical aid option with the most suitable GAP provider and option. We will thus offer you access to one of the following contracted GAP providers: