This Scheme offers the widest range of medical aid plans available in the market, catering for your specific healthcare and financial needs. Discovery was the first medical scheme to introduce a Medical Savings Account to pay for out-of-hospital treatment. Their benefit structure is therefore known as a “new generation” benefit design. Members can choose from various hospital plans, saving plans or comprehensive plans. Discovery also offers a choice of benefits paid at 100% or 200% of the Discovery Health rate.